Mortgage Loans

Make West Tennessee your home sweet home.

As a full-service mortgage lender, we guide you through rates, qualifications, and more to help you house hunt with confidence.

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Perks You Don’t Want to Miss

Purchase or refinance your home
Helpful loan advisors with knowledge of the real estate market
Local, friendly processing and decision-making

Conventional Loans – Choose from 10, 15, or 20-year terms with low down payment options, making homeownership more accessible.
VA Loans – Backed by the Department of Veterans Affairs, VA loans offer no down payment and lower interest rates, providing affordable financing for those who have served.
FHA Loans – Designed to help more buyers qualify, FHA loans offer low down payments and fixed 15- or 30-year terms, making homeownership within reach.
USDA Rural Development Loans – Ideal for homebuyers purchasing outside metropolitan areas, USDA loans require no down payment and offer affordable 30-year terms.
THDA Loans – Through the Tennessee Housing Development Agency, eligible buyers may receive assistance with down payments, making homeownership even more affordable.

The Bank of Halls ID #509445

Loan Officer	NMLS ID#
Buckner, Holly	1462428
Nunn, Nick	543628
Nunn, Warren	543633
Smith, James E	543631

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Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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*Qualifications, limits and other requirements may apply. See details for more info.

**The maximum total of refunds on ATM withdrawal fees per monthly qualification cycle is 25.

Buy vs. Lease CalculatorDisclaimer

This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.

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CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.