Personal Savings Accounts

Regular Savings

  • Minimum opening balance: $100.00
  • Interest paid quarterly
  • Statements quarterly
  • If balance falls below $100 at any time during the month, there is a $2.00 service fee monthly.
  • 10 Withdrawals Per Month.
    $5.00 Charge Per Excess Withdrawal over 10 Per Month.

 

MMS

  • Minimum opening balance: $2,500.00
  • Interest rate is higher than Regular Savings
  • Interest compounded monthly
  • Interest paid monthly
  • Monthly statements
  • $5.00 per transaction over 10 transactions per month.
  • If balance falls below $2500 at any time during the month, a $8.00 service charge for the month will be collected.

 

Christmas Club

  • Maximum deposit of $3,000 per year
  • Checks issued first week of November
  • Penalty for early withdrawal
  • Dormant Fee: $20.00 per year if balance falls below $100.00